Home Affordable Refinance Program
In response to the US Government's Homeowner Affordability and Stability Plan, HARP 2.0 allows for qualified customers to borrow more than the current value of their home! (1)
A mortgage backed by Fannie Mae or Freddie Mac may qualify you for the HARP 2.0 program, which may help you to achieve a more affordable and stable mortgage.
Call us now to see if you qualify for this exciting loan program which may:
Lower your interest rate
Lower your monthly mortgage payment (By refinancing your existing loan, your total finance charges may be higher over the life of the loan.)
Switch you to a FIXED-RATE loan program
Shorten your loan term
HARP 2.0 program highlights include*:
Loan amounts up to $679,650 (2)
Loans may be eligible for a waiver of appraisal or an exterior-only inspection
1-to 4-unit properties are eligible
Mortgage Insurance may not be required
Even available for investment and 2nd homes (lower LTV requirements apply)
Refinance up to 175% of the value of your home**
1 - The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductable for Federal income tax purposes; you should consult a tax adviser for further information regarding the deductibility of interest and charges.
2 - Loan amounts vary by geographical region, please see https://entp.hud.gov/idapp/html/hicostlook.cfm to see limits by location using the Loan Limit Look-Up table.
*Other qualifications and restrictions may apply
**The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes; you should consult a tax adviser for further information regarding the deductibility of interest and charges.
You can trust your
Reliance First Capital
mortgage analyst because they've been put through rigorous testing and background checks by the Federal Government, State Governments and by our organization. Also, every one of our mortgage analysts are registered with the National Mortgage Licensing System (NMLS).
In addition, any information collected by our mortgage analysts are entered into and kept in our secure password-protected proprietary loan origination system, so you can be sure your information is safe.
Finally, you can verify our company by visiting:
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