Quality Control Underwriter

Company: Reliance First Capital LLC
Industry: Mortgage
Position: Quality Control Underwriter 

The Quality Control Underwriter will be responsible for performing Pre-Funding and Post Closed file reviews.

Essential Job Functions:

  • Perform an in-depth audit and analysis of each loan assigned, consistent with FNMA, FHLMC, FHA and VA requirements.

  • Re-underwrite the loan for income, credit, asset and appraisal to ensure the borrower qualifies for the loan and the value of collateral is supported. Ensure that the loan is underwritten in accordance with loan program guidelines and company standards.

  • Review legal and regulatory/compliance documents for existence and accuracy.

  • Assess the accuracy of the data integrity in the use of Automated Underwriting Systems, such as: Desktop Underwriter (“DU”), Loan Prospector (“LP”), FHA Total Loan Score Card or similar AUS software.

  • Compare re-verifications of all credit, employment, income, asset and appraisal for consistency with original documentation.

  • Maintain a current knowledge of FNMA, FHLMC, FHA and VA loan programs, as well as regulatory compliance laws as they apply to mortgage transactions.

  • Effectively communicate detailed loan findings in written format to the Quality Control manager for each file reviewed.

  • Maintain production levels commensurate with department standards.

  • Additionally, the Quality Control Underwriter must perform all supplemental duties associated with the position.

Requirements:

  • High school diploma or equivalent

  • Five years mortgage underwriting experience. Additional experience with Quality Control is a plus

  • Knowledge of federal and state guidelines as they relate to the mortgage industry

  • Excellent analytical and independent decision making skills.

  • Effective communication skills both oral and written

  • Strong organizational skills

  • Meticulous  attention to details

  • Proficient with Microsoft Office Programs (word, excel)
     

We Offer:
 

  • Competitive salary

  • Medical, Dental, and Vision insurance

  • Company paid Life, AD&D, and LTD insurance

  • 401(k) participation

  • Paid time off benefits

Reliance First Capital, LLC is an Equal Opportunity Employer encouraging diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, marital status, any other characteristic protected by law.

© 2019 Reliance First Capital, LLC.  All rights reserved  NMLS ID # 58775

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