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mortgage process today

Making Mortgages Matter
Custom tailored mortgage solutions to help customers address their needs and achieve their goals

Loan Programs

Whether you’re looking to refinance your current mortgage or you have your sights set on a purchase, let us be your home for all your mortgage needs.


Speak with your Reliance First Capital experienced Mortgage Analyst to find out which loan program is best for you.


“Erick Cifuentes is outstanding. He gave us prompt and courteous service no matter when we contacted him. He presented us with a number of loan options and guided us through the process all the way. We felt we were being treated with the highest level of knowledge, honesty and integrity. Erick is without a doubt the best mortgage professional I have ever encountered. He is a real asset to your company.”

Sharon & David E.,  NJ

Borrower Tools

Select from one of the links below to gain valuable knowledge about mortgages, the loan process and other information to help you make a sound financial decision.


At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation.


We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.  And as direct lender, Reliance First Capital has the resources to deliver the right programs, fast approvals, speedy closings and, most importantly, deliver your money.


So whether you're refinancing your current mortgage or you're purchasing a new home, the dedicated staff of mortgage professionals at Reliance First Capital will craft a custom-tailored mortgage that helps you achieve your goals. We have a wide range of home loan programs including FHA, conventional, VA, Jumbo, and more. And whether you have perfect credit or you're struggling with payments, the experienced mortgage analysts at Reliance First Capital will work with you to identify the programs you qualify for and design a mortgage that provides you the benefits you need.


At Reliance First Capital, we welcome the opportunity to put our years of industry experience to work for you.


Come RELY on Reliance First Capital for your home loans.