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VA Loans 

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Reliance First Capital
mortgage analyst because they've been put through rigorous testing and background checks by the Federal Government, State Governments and by our organization. Also, every one of our mortgage analysts are registered with the National Mortgage Licensing System (NMLS).
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At Reliance First Capital, it's our honor to serve the mortgage needs of those who have served our country. The VA Loan program is a flexible lending solution designed to make homeownership more affordable for qualified U.S. veteran home buyers. If you are a qualified Veteran, we may help you lower your monthly payment, lower your interest rate or purchase a home by securing a VA loan.


Call now to learn if you qualify and how much money a VA loan might save you in monthly mortgage payments.


The VA Loan program features:

  • Purchase loans up to 100% of the value of the home (No down payment needed)

  • Cash-Out refinance loans up to 90% of the value of your home

  • No monthly mortgage insurance premiums

  • Fixed rate mortgages available with various term options

  • 1 to 4-unit primary residences with a purchase or cash-out refinance

  • Credit scores down to 520

 VA IRRRL (Streamline)

A VA IRRRL (Interest Rate Reduction Loan), also known as a VA Streamline, is a refinance with fewer requirements than a traditional VA Cash-Out refinance.  This specially-designed program is a quick and inexpensive way for veteran’s with a current VA loan to take advantage of current low rates as well as other benefits which a refinance may deliver. A VA Streamline is an excellent way for veterans and military families to refinance existing VA loans to a lower rate or convert from adjustable to fixed-rate financing without a lot of paperwork or hassles. And unlike many other loan programs, generally no appraisal is required and  much less documentation is needed to complete the process.

Call now to learn if you qualify and how much money a VA Streamline loan might save you in monthly mortgage payments.

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