Privacy & Security
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You can trust your
Reliance First Capital
mortgage analyst because they've been put through rigorous testing and background checks by the Federal Government, State Governments and by our organization. Also, every one of our mortgage analysts are registered with the National Mortgage Licensing System (NMLS).
In addition, any information collected by our mortgage analysts are entered into and kept in our secure password-protected proprietary loan origination system, so you can be sure your information is safe.
Finally, you can verify our company by visiting:
HUD: click here
Company Web Site:
Licenses or Testimonials
What does Reliance First Capital, LLC do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social Security number and credit history
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Payment history and employment
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Income and account balances
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non-public
personal information; the reasons Reliance First Capital, LLC chooses to share; and whether you can limit this sharing.
To limit our sharing
Call toll free (866) 735-9004
Questions?
Call toll free (866) 735-9004
Who we are
Who is providing this notice?
Reliance First Capital, LLC
What we do
How does Reliance First Capital, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Our Policies and Procedure and Employee Code of Conduct limit access to customer information for business purposes only and include strict standards for keeping your information confidential and secure.
How does Reliance First Capital, LLC collect my personal information?
We collect your personal information, for example, when you
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Apply for a loan or give us your income information
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Provide employment information or provide account information
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Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
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Sharing for affiliates' everyday business purposes - information about your creditworthiness
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Affiliates from using your information to market to you
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Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Our affliliates include financial companies such as Carrington Holding Company, LLC, Carrington Mortgage Services, LLC, Vylla Title, Inc., Carrington Real Estate Services (US), LLC (d/b/a Vylla Home) Vylla Home, Inc. (d/b/a Vylla Home), Vylla Escrow, Inc., Vylla Title, LLC (d/b/a Vylla Settlement, LLC in NY and PA), Vylla Home (CT), LLC (d/b/a Vylla Home), Vylla Title - Alabama, LLC, Vylla Title - Arkansas, LLC, Vylla Title - Louisiana, LLC, Consolidated Analytics, Inc., Consolidated Analytics Asset Management, Inc,. and Consolidated Analytics Asset Management, LLC
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates we share with can include mortgage companies, insurance companies, direct marketing companies, and nonprofit organizations.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Our joint marketing partners include other mortgage lending companies
Other important information
State Laws
Some state laws may impose additional restrictions on disclosure of information about customers for certain purposes in those states.
For California Residents Only:
If you live in California, we will not share your information with non-affiliated third parties, except as required or permitted by law.
Notice to New Mexico Residents
We will not share your personal data with anyone except our service providers and third parties as required or permitted by law. However, we may share transaction and experience information (such as your payment history) within the Carrington family of companies. We may also share your personal data with your consent or at your direction.
Notice to Vermont Residents
We will not share your personal information with nonaffiliated third parties, except as permitted by law. In addition, unless you give us permission, we will not share information about your credit worthiness with our affiliates. You do not have to contact us to implement these limits to our sharing. We will not share information about your transactions and experiences with our affiliates for their everyday business purposes and to market to you unless permitted by law or unless you give us permission to do so.